Take advantage of Workplace Financial Hardship Charity fund.
There is always an employee-assistance charity program in large organizations. This charity program is funded by small donations made by individual employees, the donations from these employees are subtracted annually from donors’ pay in equal amounts.At any rate, whenever you are facing financial hardship as an employee, you can apply for the financial assistance, you can get these charity donation even if you are not a donor.
However, the amount you can get and how money is disbursed differ from one charity program to the other.
You can get more details about this workplace financial charity fund from your human resource department.
Negotiate
a payment plan
Schedule to
make the payment over a period of time.
Have a
sincere discussion with your doctor, concerning your financial status and he
could help you split the payment of your deductibles over a longer period of
time to save you monthly deductibles.
Let it be
clear to your doctor that you are not trying
to waive paying your deductibles, but you need a payment plan instead, in other
to align with your current financial status.
Borrow from friends and relatives.
It can also mean borrowing from a friend or family member,
you might also consider taking a
personal loan from a bank . Alternatively, you can use your credit card to pay
for your health insurance deductibles, just because of your dyeing need to
offset your health premium bills.
However, be aware
that using a credit card is more or less like going more deep into debt just to
ensure you sustain your health at the moment and be alive to pay this debt in
month and years to come.
Consider Selling Your Stuffs
It is a fact that desperate times call for desperate actions. If you are been deprived of some health facilities, because you can’t pay your health insurance deductible, then it’s time to think about how to raise the funds.There are some of your belongings that are valuable but might not be necessary with your current health status at the moment. You can consider selling things like your bicycle and iPod. You can get a good price for these things if you opt to auction them online, on sites such as craigslist and eBay.
Explore Cheaper Health Care Options
Go for a
cheaper health plan, that would afford you to pay lesser and spread your
deductibles over a long period time.
